Building wealth through property investment is one of the most reliable ways to protect your financial future. Homely Capital’s Investment Property Loan delivers the flexibility you need to expand your portfolio easily. With competitive interest rates, customized loan options, and expert support, we help make your investment journey smooth and straightforward.
Whether you're a experienced property investor or just getting started, our experienced team is ready to assist you in reaching your financial goals. We work with you to create tailored loan solutions that fit individual needs, giving you the confidence to make informed decisions. At Homely Capital, we are committed to providing you with the resources and support needed to grow your property investments successfully and maximize your returns.
Service benefits
Why Choose Our Investment Property Loan?
- Competitive Rates: Access industry standard interest rates to maximize your investment returns.
- Flexible Loan Structures: Choose from a range of loan options tailored to suit your investment strategy.
- Expert Guidance: Get customized advice from our team of property investment specialists.
- Efficient Approval Process: Enjoy fast approval times so you can secure your property quickly.
FAQ's
What is an Investment Property Loan?
An Investment Property Loan helps you finance the purchase of a property that you plan to rent out or hold for capital growth.
Am I eligible For An Investment Property Loan?
Eligibility depends on aspects like your credit score, income, and financial situation. We assess your profile to ensure the best loan option.
Enlist some loan options available for investment properties.
We offer interest-only loans, variable or fixed-rate loans, and offset accounts, providing flexibility to match your investment strategy.
How much loan amount can I borrow for an investment property?
The loan amount relies on your income, credit score, and the value of the property. We provide tailored assessments to determine your borrowing capacity.
What are the tax benefits of an investment property?
You may be eligible for tax deductions on interest payments, maintenance costs, and depreciation, depending on Australian tax regulations.
Outline the difference between an investment loan and a home loan.
An investment loan is designed for buying property for investment purposes, often with different interest rates and lending criteria compared to a home loan.
What is the typical loan term for an investment property?
Loan terms can range from 16 to 30 years, with flexible options available to match your investment goals.
Can I use equity from my current property to invest in another?
Yes, you can use the equity from your existing property as security for a new investment loan, allowing you to expand your portfolio.
What are the upfront costs when investing in property?
Upfront costs may include a deposit, stamp duty, legal fees, and property inspections. We provide a clear breakdown to help you plan.
What is the application process to gain an Investment Property Loan?
Comence by contacting our team, who will help you navigate through the documentation and approval process to secure your loan efficiently.
